Fintech

eKYC allows banks and other regulated businesses to identify and assess customers through digital onboarding. Learn how document verification, biometrics, sanctions screening, customer risk assessment, software, manual review, and ongoing due diligence work.

Digital identity is a set of electronically stored attributes, credentials, and authenticators used to represent and verify a person online. Learn how identity proofing, document checks, biometrics, platforms, APIs, authentication, privacy, and fraud controls work.

Real-time payments make final funds available to a recipient within seconds, usually at any time of day. Learn how instant payment systems, gateways, clearing, settlement, Visa Direct, SEPA Instant, Request to Pay, and fraud controls work.

Embedded finance integrates payments, banking, lending, insurance, or investments directly into a non-financial platform. Learn how embedded finance works, how it differs from BaaS and open banking, and which benefits and risks businesses should evaluate.

Open banking allows customers to authorize secure access to their bank data or initiate payments through approved third-party services. Learn how banking APIs, consent, authentication, open finance, and the main security risks work.